Annual Fee
$0.00

Minimum Finance Charge
$0.50

Other Fees
BALANCE TRANSFER TRANSACTION FEES: 3.0% for each balance transfer made with this application, thereafter, other offers may have a fee of up to 5%, with a $10 minimum and no maximum.
CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum; effective January 1, 2010, 5% for each cash advance, with a minimum of $10 and no maximum.
LATE FEE: $19 on balances up to $250 and $39 on balances over $250.
OVERLIMIT FEE: $15 on balances up to $500, and $39 on balances over $500; effective February 1, 2010, we will not charge an overlimit fee.

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